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Brokers Vs. Banks - A RBC Perspective

This week we are featuring a guest blog post from Jule Cookson of RBC. Following up our post on Brokers Vs. Banks last month, Julie wanted to provide our readers with some insight into the value of working with RBC for their mortgage needs. Enjoy! 



Did you know that RBC does not broker its mortgages?  If you think your mortgage broker is shopping for the best rate with all Canadian banks, you are missing out on the opportunity to see what RBC can offer.  RBC will look at your overall financial picture and provide advice that is tailored to you personally, and is not just an interest rate. 


Our team of advisors will also provide advice on your retirement savings, education plans for your children, and saving you money on bank fees. 


Timing is vital when a home purchase is in process and we pride ourselves on firm, fast approvals.  Our credit centre is open 6 days a week and we endeavor to get approvals turned around within 48 hours.  Often RBC does not need as much paperwork as is required by a mortgage broker. 


Perhaps your application does not fit within RBC’s standard lending guidelines?  On the rare occasion when this is the case, we have a team of RBC specialists who have access to alternate lenders at competitive rates.  Our range of programs for home 

financing includes float home purchases, products for new immigrants and self-employed clients, and our Homeline Plan with a secured credit line combined with a mortgage.


Call me for your personal mortgage overview and pre-approval at 250-818-1538, or email me at  I am fully mobile and work outside of regular bank hours to accommodate your schedule.








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