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You've heard the market is hot... but could you be cashing in and not even realize it? Read on for the top 4 moves that yield the most return. 


1. Investors

Did you buy an investment property thinking it would be a cakewalk and the cash would roll in? Are you tired of dealing with tenants and maintaining an additional home? This would be the perfect time to offload a high maintenance investment and move the money into something lower maintenance. We’ve seen some people make over $100,000 on a house they purchased 4 short years ago. Keep in mind, it's important to have a good handle on the rules and procedures for selling a tenant occupied property, including the following:


A) If a tenant is on a fixed term lease, they can't be kicked out! 

B) If a tenant is on a month to month lease, you can give them notice to vacate so long as you or the new owners plan to occupy the space.

C) Tenants are entitled to 60 days’ notice and are owed one month rent for the inconvenience.

D) If they want to move prior to the 60 days being up, they can give you 10 days written notice and vacate sooner.


Make sure to hire a REALTOR® who is familiar with selling tenant occupied properties. Tasha and Saira have both taken a full course on this topic and have helped many clients sell their investments.



2. Seniors

If you are a senior or have a senior in your life who has been contemplating moving to a retirement home or care facility, there has never been a better time. We've seen homes in desirable areas go for over $100,000-$200,000 over their asking price and this extra money can go a long way towards a rental. Seniors can do research about where they want to move, tour different facilities and sign a lease before they list their home. Having a place to move and a game plan will help to alleviate some of the stress of a move. They can also plan what furniture they will take based on their new floor plan and the rest could be donated to Anney's Closet!




3. Downsizers

If you're in a large family home and are ready to move into something smaller and lower maintenance, this is anexcellent time to free up some of your equity! The market for condos and townhouses is still competitive, however, it is not as aggressive as the housing market. Moving to a strata may be a new concept to you, so it's important to have a REALTOR® advise you on the differences living in a strata. For example, what is covered in fees, what the rules and bylaws are, whether or not there are restrictions on pets, ages or rentals, or where you can park your vehicle!




4. Moving out of town, or further out of town.

Are you ready to move to a home that's newer and away from the hustle and bustle of the city? Whether it's to a shiny new house in Happy Valley or up the highway to Mill Bay and beyond, there is an upside to moving to a market that's not as hot as the one you're in. Another bonus of moving to some of the newer developing communities is there is no property transfer tax payable when you purchase a brand new property you will occupy as your principal residence. If you are being relocated for work, it would be a great idea to get in touch with a REALTOR® in the city of your future job to see what the market is like there. They can provide consultation services to help you determine if it would be a good move to purchase instead of rent. If you need a recommendation to an agent in another city in Canada or the US, let us know! We have connections across North America. 




There are many options in a busy market and it can be difficult to decide what is right for you. Give us a call to find out how you can make the most of this red-hot market! 

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Episode 2 of our #ModernInYourMunicipality miniseries is out! Watch to learn all about the stunning District of #Highlands and get a sneak peek at their new community hall.
Do any of our followers live in this great municipality? #yyj #realestate
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Winter and the holidays are quickly approaching which leaves us turning to creative ways to keep the house warm and save a little money while we're at it! Here are a couple of our suggestions of how to keep warmth in your house and cash in your pocket!


Let your drapes do some work


During the day, pull those curtains wide open and allow the sunshine to help heat! Even on cold days, the sun is still warm so take advantage of the sunny side of your house. Once the sun sets for the night, close the drapes and let them work as a barrier keeping the heat from escaping through the windows. You may also want to consider getting some insulated curtains for your windows. 


Get a helping hand from technology


You've got a million things on your mind - don't make energy efficiency another one of your worries! Look into installing some programmable thermostats - many will allow you to set up a heating schedule to maintain the warm in your home instead of constantly adjusting it manually. This way, you can program your home to stop heating when your cozy in bed or out at work. 


Take the opportunity to redecorate


Moving some furniture around your home may help keep your house toasty. Take a walk around the rooms in your home and be sure you aren't covering up any vents or baseboard heaters. Not only can furniture covering them be a fire hazard but it also prevents warm air from circulating. 


Ceiling fans aren't just great for summer


Your ceiling fans may be sitting needlessly dormant during the cooler winter months. Check your fans to see if they have a 'winter' or 'reverse' setting. This will reverses the fan's rotation; pushing the heat back down into your rooms. Be sure to have your fan on its lowest setting so it doesn't cool the air though. 


Lower your heated square footage


Just like turning off a light when you leave the room, remember to close the door behind you too! By closing off rooms that aren't in use, this will allow the warm air to better circulate throughout the house If you have floor vents, you can also shut these in the unused rooms - just be sure to reopen them before your in-laws take over the spare room during the holidays! 


Look for leaks


On a particularly chilly or windy day, take a stroll around your home and feel for drafts and leaks. There are often great hiding spots for leaks including attics, basements/crawlspaces and kitchen hood vents. Many of these spots have direct access to the outside of your home through vents that should be closed in the winter and open in the summer. Don’t forget to check the seals/weather stripping around doors and windows. Check out


Heat the house and fill your belly


That's right! Two birds with one stone folks. Instead of jacking up the radiator or gas fireplace, take it to the kitchen and cook up some great meals. Comfort food goes hand in hand with a warm home so preheat that oven and get to casseroling. Roast a chicken, bake some cookies or cook a lasagna !


Add layers to your wood floors


Did you know that uninsulated wood floors can account for up to 10% of a home’s heat loss? Adding carpets and rugs to your décor not only looks great but it also helps to keep your rooms warm.  So check out those holiday sales and add some warmth where you walk!


Finally - Heat the person, not the home 


Toss some cozy throw blankets on the couch, brew a cup of hot chocolate and slip on your favourite slippers. Heating the person instead of the house is certainly the most cost efficient way but wearing a hat and mitts inside your home is not a good look. Make a few changes to make a big difference and find the perfect balance in order to be comfortable.  


Stay warm this winter Victoria! 



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In this video, I give you 4 reasons why I think February is the best time to list your home for sale.


1. You beat out the Spring rush

2. Valentines day means love is in the air!

3. Keeping in mind time frames, it's not unreasonable to move in the Summer by listing in February

4. If you get an accepted offer early in the Spring, it allows you to shop when there is the most selection!


So what are you waiting for? Give me a call today for your free market analysis 250-592-4422.

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Finally an article in the Financial Post that speaks a bit of truth! It explains that some buyers are waiting on the sidelines for this so-called housing "bubble" to burst.. but what if there is no bubble at all? What if all this "bubble" talk is simply  the media sensationalizing our real estate "market".

The article explains that for a "crash" to occur there needs to be a spark or a catalyst in our market place. Two event that could cause sellers to drop their prices and "have to sell" would be a substantial rise in interest rates or job loss - neither which are happening in Canada.

So what do we have instead? Sellers are holding their prices steady. Some sellers are taking their homes off the market and waiting for a better time to sell.

According to Don Lawby, chief executive of the Century 21 Canada, “The economy continues to be okay, people have jobs, interest rates are low,” said Mr. Lawby. “Historically, anytime when prices dropped it was tied to high unemployment and interest rates. It’s not the case today, people are not forced to sell, they are staying with their price.”

So what does it all mean?

Benjamin Tal, deputy chief economist with CIBC World Markets says "stagnation is a good word for what will happen, it’s what we saw in the market from 1992 to 1997,”

The key word in the above sentence is stagnation, not crash!

Wondering if now is the right time to sell?  Give ma a call for a free market analysis or fill out my online form here.

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